Accelerated Servicing Group Phone Harassment – Know Your Rights

Dealing with nonstop calls from Accelerated Servicing Group can be stressful. Debt collection is legal, but when calls become excessive, intimidating, or misleading, it may cross the line into harassment. The Fair Debt Collection Practices Act (FDCPA) gives you the right to challenge such behavior and take back control.

Who Is Accelerated Servicing Group?

Accelerated Servicing Group (often called ASG) is a debt collection company that contacts individuals about overdue accounts. Like many agencies, they claim to help creditors recover money owed. However, some consumers report feeling pressured by their approach—especially when calls come multiple times a day or include aggressive language. If you’re unsure whether the debt is valid or the collector’s actions are fair, you have the right to request written proof.

Common Harassment Tactics

Debt collectors are not allowed to do anything they want. If ASG is contacting you, watch for these behaviors that may violate the law:

Excessive Calls

Calling you repeatedly in one day or using different numbers to get around blocks may be harassment.

Threats or Misleading Claims

Collectors cannot threaten jail, lawsuits, or wage garnishment without legal basis. Exaggerated or false statements are considered unlawful.

Contacting at the Wrong Times

Calls before 8 a.m., after 9 p.m., or at your workplace (if you’ve told them not to call there) can violate your rights.

Ignoring Written Requests

If you send a written cease-and-desist letter or request for debt validation, ASG must honor it. Continuing calls after that may be against the FDCPA.

What You Can Do

Document Every Interaction

Keep notes of the time, date, and details of each call or letter. This record may help you later.

Request Debt Validation

You can demand written proof that the debt is real and that ASG has the right to collect it. Until they provide this, they should not continue collection efforts.

Send a Cease-and-Desist Notice

If the calls continue, a formal letter instructing ASG to stop contacting you may be necessary. After this, they can only notify you of limited legal actions.

Seek Legal Help

If harassment continues, an attorney experienced in debt collection issues can help you hold ASG accountable. You may be entitled to damages if your rights have been violated.

Taking Control

You don’t have to live with constant harassment. By understanding your rights, taking notes, and seeking help when needed, you can stop unfair collection practices. For further guidance, visit this resource on Accelerated Servicing Group phone harassment

.