{"id":183,"date":"2026-04-13T19:38:58","date_gmt":"2026-04-13T19:38:58","guid":{"rendered":"https:\/\/famenest.com\/blog\/?p=183"},"modified":"2026-04-13T19:38:59","modified_gmt":"2026-04-13T19:38:59","slug":"sabse-sasta-home-loan-kiska-hai","status":"publish","type":"post","link":"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/","title":{"rendered":"Sabse Sasta Home Loan &#8211; \u091c\u093e\u0928\u093f\u090f \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 2026"},"content":{"rendered":"\n<p>\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0939\u0930 \u0907\u0902\u0938\u093e\u0928 \u0915\u093e \u0938\u092a\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0938\u0915\u093e \u0905\u092a\u0928\u093e \u0938\u092a\u0928\u094b\u0902 \u0915\u093e \u0918\u0930 \u0939\u094b\u0964 \u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0932 \u0926\u0930 \u0938\u093e\u0932 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0924\u0940 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u091c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b <strong>home loan<\/strong> \u0932\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u0939\u094b\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<p>\ud83d\udc49 <strong>sabse sasta home loan kiska hai?<\/strong><br>\ud83d\udc49 \u0915\u094c\u0928 \u0938\u093e \u092c\u0948\u0902\u0915 \u0926\u0947\u0924\u093e \u0939\u0948 Sabse Sasta Home Loan?<br>\ud83d\udc49 \u0915\u0948\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u093e \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u092e \u0932\u094b\u0928?<\/p>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u092d\u0940 \u0907\u0928 \u0938\u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u091c\u0935\u093e\u092c \u0922\u0942\u0902\u0922 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0938 \u0917\u093e\u0907\u0921 \u0915\u094b \u092a\u0942\u0930\u093e \u092a\u0922\u093c\u0947\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0947 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%8C_Sabse_Sasta_Home_Loan_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\ud83d\udccc Sabse Sasta Home Loan \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%8A_%E0%A4%B8%E0%A4%AD%E0%A5%80_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B9%E0%A5%8B%E0%A4%AE_%E0%A4%B2%E0%A5%8B%E0%A4%A8_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C_%E0%A4%A6%E0%A4%B0%E0%A5%87%E0%A4%82_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A5%87%E0%A4%82_2026\" >\ud83d\udcca \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u091c\u093e\u0928\u0947\u0902 (2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%8F%86_Sabse_Sasta_Home_Loan_%E0%A4%95%E0%A4%BF%E0%A4%B8_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\ud83c\udfc6 Sabse Sasta Home Loan \u0915\u093f\u0938 \u092c\u0948\u0902\u0915 \u0915\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%89_Interest_Rate_%E0%A4%95%E0%A4%AE_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\" >\ud83d\udcc9 Interest Rate \u0915\u092e \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#1_CIBIL_Score_750_%E0%A4%B0%E0%A4%96%E0%A5%87%E0%A4%82\" >1. CIBIL Score 750+ \u0930\u0916\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#2_Stable_Income_%E0%A4%A6%E0%A4%BF%E0%A4%96%E0%A4%BE%E0%A4%8F%E0%A4%82\" >2. Stable Income \u0926\u093f\u0916\u093e\u090f\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#3_%E0%A4%95%E0%A4%AE_Loan_Amount_%E0%A4%B2%E0%A5%87%E0%A4%82\" >3. \u0915\u092e Loan Amount \u0932\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#4_%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%A6%E0%A4%BE_Down_Payment_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\" >4. \u091c\u094d\u092f\u093e\u0926\u093e Down Payment \u0915\u0930\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#5_Different_Banks_Compare_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\" >5. Different Banks Compare \u0915\u0930\u0947\u0902<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%A7%AE_EMI_Calculation_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\" >\ud83e\uddee EMI Calculation \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%E2%9A%A0%EF%B8%8F_Hidden_Charges_%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%9A%E0%A5%87%E0%A4%82\" >\u26a0\ufe0f Hidden Charges \u0938\u0947 \u092c\u091a\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%8F%A6_Government_vs_Private_Bank_%E2%80%93_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A5%8C%E0%A4%A8_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\ud83c\udfe6 Government vs Private Bank \u2013 \u091c\u093e\u0928\u093f\u090f \u0915\u094c\u0928 \u0938\u0938\u094d\u0924\u093e \u0939\u0948?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%9F%A2_Government_Bank\" >\ud83d\udfe2 Government Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%94%B5_Private_Bank\" >\ud83d\udd35 Private Bank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%A7%BE_Floating_vs_Fixed_Interest_Rate\" >\ud83e\uddfe Floating vs Fixed Interest Rate<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%89_Floating_Rate\" >\ud83d\udcc9 Floating Rate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%8C_Fixed_Rate\" >\ud83d\udccc Fixed Rate<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%8F%A1_Home_Loan_%E0%A4%B2%E0%A5%87%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A6%E0%A5%87%E0%A4%96%E0%A5%87%E0%A4%82\" >\ud83c\udfe1 Home Loan \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u094d\u092f\u093e \u0926\u0947\u0916\u0947\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%93%8D_Famenest_Tip_%F0%9F%92%A1\" >\ud83d\udccd Famenest Tip \ud83d\udca1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%E2%9D%93_FAQs_%E2%80%93_Sabse_Sasta_Home_Loan\" >\u2753 FAQs \u2013 Sabse Sasta Home Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#Q1_Sabse_sasta_home_loan_kiska_hai\" >Q1. Sabse sasta home loan kiska hai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#Q2_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_private_bank_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_loan_%E0%A4%A6%E0%A5%87%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\" >Q2. \u0915\u094d\u092f\u093e private bank \u0938\u0938\u094d\u0924\u093e loan \u0926\u0947\u0924\u0947 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#Q3_%E0%A4%B8%E0%A4%AC%E0%A4%B8%E0%A5%87_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%AE_%E0%A4%B2%E0%A5%8B%E0%A4%A8_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%B2%E0%A5%87%E0%A4%82\" >Q3. \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0938\u0947 \u0932\u0947\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#Q4_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_floating_rate_%E0%A4%B8%E0%A4%B9%E0%A5%80_%E0%A4%B9%E0%A5%88\" >Q4. \u0915\u094d\u092f\u093e floating rate \u0938\u0939\u0940 \u0939\u0948?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/famenest.com\/blog\/sabse-sasta-home-loan-kiska-hai\/#%F0%9F%8F%81_%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7_Conclusion\" >\ud83c\udfc1 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 (Conclusion)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_Sabse_Sasta_Home_Loan_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\ud83d\udccc Sabse Sasta Home Loan \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092c\u0939\u0941\u0924 \u0932\u094b\u0917 \u0938\u094b\u091a\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f <strong>Sabse Sasta Home Loan<\/strong> \u092e\u0924\u0932\u092c \u0938\u093f\u0930\u094d\u092b \u0915\u092e interest rate \u0935\u093e\u0932\u093e loan\u0964 \u0932\u0947\u0915\u093f\u0928 \u0938\u091a\u094d\u091a\u093e\u0908 \u0925\u094b\u0921\u093c\u0940 \u0905\u0932\u0917 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u090f\u0915 \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u0935\u0939\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interest rate \u0915\u092e \u0939\u094b<\/li>\n\n\n\n<li>Processing fees \u0915\u092e \u0939\u094b<\/li>\n\n\n\n<li>Hidden charges \u0928\u093e \u0939\u094b\u0902<\/li>\n\n\n\n<li>Prepayment charges \u0928\u093e \u0939\u094b\u0902<\/li>\n\n\n\n<li>Flexible tenure \u092e\u093f\u0932\u0947<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \u092f\u093e\u0928\u0940 \u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u091c\u094b loan \u0906\u092a\u0915\u0940 \u091c\u0947\u092c \u092a\u0930 \u0915\u092e \u092c\u094b\u091d \u0921\u093e\u0932\u0947 \u2014 \u0909\u0938\u0947 \u0915\u0939\u0924\u0947 \u0939\u0948\u0902 <strong>Sabse Sasta Home Loan<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8A_%E0%A4%B8%E0%A4%AD%E0%A5%80_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B9%E0%A5%8B%E0%A4%AE_%E0%A4%B2%E0%A5%8B%E0%A4%A8_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C_%E0%A4%A6%E0%A4%B0%E0%A5%87%E0%A4%82_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A5%87%E0%A4%82_2026\"><\/span>\ud83d\udcca \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u091c\u093e\u0928\u0947\u0902 (2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u0938\u091a \u092e\u0947\u0902 \u091c\u093e\u0928\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u093e\u0932 2026 \u092e\u0947\u0902  <strong>sabse sasta home loan kiska hai<\/strong>, \u0924\u094b \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u092a\u0915\u094b \u0905\u0932\u0917-\u0905\u0932\u0917 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 interest rates \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n\n\n\n<p>\u0928\u0940\u091a\u0947 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0915\u0941\u091b \u092a\u094d\u0930\u092e\u0941\u0916 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0926\u0940 \u0917\u0908 \u0939\u0948\u0902:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u093e\u092e<\/th><th>\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937)<\/th><\/tr><\/thead><tbody><tr><td>SBI (State Bank of India)<\/td><td>8.35% \u2013 9.50%<\/td><\/tr><tr><td>HDFC Bank<\/td><td>8.50% \u2013 9.60%<\/td><\/tr><tr><td>ICICI Bank<\/td><td>8.75% \u2013 9.70%<\/td><\/tr><tr><td>Axis Bank<\/td><td>8.75% \u2013 9.80%<\/td><\/tr><tr><td>Bank of Baroda<\/td><td>8.40% \u2013 9.60%<\/td><\/tr><tr><td>PNB (Punjab National Bank)<\/td><td>8.50% \u2013 9.70%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udc49 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902: \u092f\u0947 home loan interest rates \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u092c\u0926\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\ud83d\udccc \u0907\u0938\u0932\u093f\u090f \u0939\u092e\u0947\u0936\u093e home loan apply \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 latest rate \u091c\u0930\u0942\u0930 \u091c\u093e\u0901\u091a \u0915\u0930 \u0932\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%86_Sabse_Sasta_Home_Loan_%E0%A4%95%E0%A4%BF%E0%A4%B8_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\ud83c\udfc6 Sabse Sasta Home Loan \u0915\u093f\u0938 \u092c\u0948\u0902\u0915 \u0915\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0917\u0930 current trend \u0915\u0940 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902, \u0924\u094b:<\/p>\n\n\n\n<p>\u2705 <strong>SBI \u0914\u0930 Bank of Baroda<\/strong> \u0905\u0915\u094d\u0938\u0930 \u0938\u092c\u0938\u0947 \u0915\u092e interest rate \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<br>\u2705 Government banks generally private banks \u0938\u0947 \u0938\u0938\u094d\u0924\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<br>\u2705 Good CIBIL score \u0935\u093e\u0932\u094b\u0902 \u0915\u094b \u0914\u0930 \u092d\u0940 \u0938\u0938\u094d\u0924\u093e loan \u092e\u093f\u0932\u0924\u093e \u0939\u0948<\/p>\n\n\n\n<p>\ud83d\udc49 \u0907\u0938\u0932\u093f\u090f practical answer \u092f\u0939 \u0939\u0948:<\/p>\n\n\n\n<p>\u2714\ufe0f <strong>Sabse sasta home loan kiska hai?<\/strong><br>\u27a1\ufe0f \u092f\u0939 \u0906\u092a\u0915\u0947 profile \u092a\u0930 depend \u0915\u0930\u0924\u093e \u0939\u0948<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%89_Interest_Rate_%E0%A4%95%E0%A4%AE_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\"><\/span>\ud83d\udcc9 Interest Rate \u0915\u092e \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u094b <strong>Sabse Sasta Home Loan<\/strong> \u092e\u093f\u0932\u0947, \u0924\u094b \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u095b\u0930\u0942\u0930 \u0915\u0930\u0947\u0902:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_CIBIL_Score_750_%E0%A4%B0%E0%A4%96%E0%A5%87%E0%A4%82\"><\/span>1. CIBIL Score 750+ \u0930\u0916\u0947\u0902<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>High credit score = low interest rate<\/li>\n\n\n\n<li>Bank \u0906\u092a\u0915\u094b low-risk borrower \u092e\u093e\u0928\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Stable_Income_%E0%A4%A6%E0%A4%BF%E0%A4%96%E0%A4%BE%E0%A4%8F%E0%A4%82\"><\/span>2. Stable Income \u0926\u093f\u0916\u093e\u090f\u0902<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salary slip\/business income strong \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f<\/li>\n\n\n\n<li>Job stability \u092c\u0939\u0941\u0924 important \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E0%A4%95%E0%A4%AE_Loan_Amount_%E0%A4%B2%E0%A5%87%E0%A4%82\"><\/span>3. \u0915\u092e Loan Amount \u0932\u0947\u0902<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u091c\u093f\u0924\u0928\u093e \u0915\u092e loan, \u0909\u0924\u0928\u093e \u0915\u092e risk<\/li>\n\n\n\n<li>Interest rate \u0915\u092e \u092e\u093f\u0932\u0928\u0947 \u0915\u0947 chances \u092c\u0922\u093c \u091c\u093e\u0924\u0947 \u0939\u0948\u0902<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%A6%E0%A4%BE_Down_Payment_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\"><\/span>4. \u091c\u094d\u092f\u093e\u0926\u093e Down Payment \u0915\u0930\u0947\u0902<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>20%-30% down payment \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u0907\u0938\u0938\u0947 EMI \u092d\u0940 \u0915\u092e \u0939\u094b\u0917\u0940<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Different_Banks_Compare_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\"><\/span>5. Different Banks Compare \u0915\u0930\u0947\u0902<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 \u092c\u093f\u0928\u093e compare \u0915\u093f\u090f loan \u0932\u0947\u0928\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0917\u0932\u0924\u0940 \u0939\u0948\u0964 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0907\u0902\u091f\u0930\u0947\u0938\u094d\u091f \u0930\u0947\u091f \u091a\u0947\u0915 \u095b\u0930\u0942\u0930 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%A7%AE_EMI_Calculation_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82\"><\/span>\ud83e\uddee EMI Calculation \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>EMI calculate \u0915\u0930\u0928\u093e \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0924\u093e\u0915\u093f \u0906\u092a\u0915\u094b \u092a\u0924\u093e \u091a\u0932\u0947 \u0915\u093f loan \u0906\u092a\u0915\u0947 budget \u092e\u0947\u0902 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902\u0964<\/p>\n\n\n\n<p>EMI depend \u0915\u0930\u0924\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan amount<\/li>\n\n\n\n<li>Interest rate<\/li>\n\n\n\n<li>Loan tenure<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 Example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan: \u20b930 \u0932\u093e\u0916<\/li>\n\n\n\n<li>Interest: 8.5%<\/li>\n\n\n\n<li>Tenure: 20 \u0938\u093e\u0932<\/li>\n<\/ul>\n\n\n\n<p>\u27a1\ufe0f EMI \u0932\u0917\u092d\u0917 \u20b926,000 \u2013 \u20b927,000 \u0939\u094b\u0917\u0940\u0964 <\/p>\n\n\n\n<div style=\"width:100%; margin:20px 0;\">\n    <iframe \n        src=\"https:\/\/famenest.com\/home-loan-emi-calculator\" \n        width=\"100%\" \n        height=\"600\" \n        style=\"border:0; border-radius:12px; box-shadow:0 4px 20px rgba(0,0,0,0.1);\" \n        loading=\"lazy\">\n    <\/iframe>\n<\/div>\n\n<p style=\"text-align:center; font-size:14px;\">\n    Detailed calculation \u0915\u0947 \u0932\u093f\u090f \n    <a href=\"https:\/\/famenest.com\/home-loan-emi-calculator\">\n        Home Loan EMI Calculator\n    <\/a> \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9A%A0%EF%B8%8F_Hidden_Charges_%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%9A%E0%A5%87%E0%A4%82\"><\/span>\u26a0\ufe0f Hidden Charges \u0938\u0947 \u092c\u091a\u0947\u0902<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0915\u0908 \u092c\u093e\u0930 loan \u0938\u0938\u094d\u0924\u093e \u0926\u093f\u0916\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u092c\u093e\u0926 \u092e\u0947\u0902 \u092e\u0939\u0902\u0917\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0907\u0928 charges \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Processing fee<\/li>\n\n\n\n<li>Legal charges<\/li>\n\n\n\n<li>Technical charges<\/li>\n\n\n\n<li>Foreclosure charges<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \u0939\u092e\u0947\u0936\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u092e\u092f loan agreement \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A6_Government_vs_Private_Bank_%E2%80%93_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A5%8C%E0%A4%A8_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\ud83c\udfe6 Government vs Private Bank \u2013 \u091c\u093e\u0928\u093f\u090f \u0915\u094c\u0928 \u0938\u0938\u094d\u0924\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%9F%A2_Government_Bank\"><\/span>\ud83d\udfe2 Government Bank<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u2714 Interest rate \u0915\u092e<br>\u2714 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926<br>\u274c Process \u0925\u094b\u0921\u093c\u093e slow<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%B5_Private_Bank\"><\/span>\ud83d\udd35 Private Bank<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u2714 Fast approval<br>\u2714 Better service<br>\u274c Interest \u0925\u094b\u0921\u093c\u093e \u091c\u094d\u092f\u093e\u0926\u093e<\/p>\n\n\n\n<p>\ud83d\udc49 \u0905\u0917\u0930 \u0906\u092a \u0938\u0938\u094d\u0924\u093e loan \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b government bank \u092c\u0947\u0939\u0924\u0930 option \u0939\u0948<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%A7%BE_Floating_vs_Fixed_Interest_Rate\"><\/span>\ud83e\uddfe Floating vs Fixed Interest Rate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%89_Floating_Rate\"><\/span>\ud83d\udcc9 Floating Rate<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Market \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u0926\u0932\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>Long term \u092e\u0947\u0902 \u0938\u0938\u094d\u0924\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_Fixed_Rate\"><\/span>\ud83d\udccc Fixed Rate<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Same \u0930\u0939\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u0925\u094b\u0921\u093c\u093e \u092e\u0939\u0902\u0917\u093e \u0939\u094b\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 Expert advice: Floating rate \u091a\u0941\u0928\u0947\u0902<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A1_Home_Loan_%E0%A4%B2%E0%A5%87%E0%A4%A8%E0%A5%87_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A6%E0%A5%87%E0%A4%96%E0%A5%87%E0%A4%82\"><\/span>\ud83c\udfe1 Home Loan \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u094d\u092f\u093e \u0926\u0947\u0916\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interest rate<\/li>\n\n\n\n<li>EMI affordability<\/li>\n\n\n\n<li>Loan tenure<\/li>\n\n\n\n<li>Bank reputation<\/li>\n\n\n\n<li>Prepayment flexibility<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 \u092f\u0939 \u0938\u092c factors decide \u0915\u0930\u0947\u0902\u0917\u0947 \u0915\u093f \u0906\u092a\u0915\u093e loan \u0938\u091a \u092e\u0947\u0902 <strong>Sabse Sasta Home Loan<\/strong> \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8D_Famenest_Tip_%F0%9F%92%A1\"><\/span>\ud83d\udccd Famenest Tip \ud83d\udca1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 \u0932\u093f\u090f property \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0940 \u0938\u094b\u091a \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u092a\u0939\u0932\u0947 \u0938\u0939\u0940 property choose \u0915\u0930\u0928\u093e \u092d\u0940 \u0909\u0924\u0928\u093e \u0939\u0940 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u091c\u093f\u0924\u0928\u093e \u0938\u0939\u0940 loan \u0932\u0947\u0928\u093e\u0964<\/p>\n\n\n\n<p>\ud83d\udc49 \u0906\u092a <strong>Famenest.com<\/strong> \u092a\u0930 verified properties \u0926\u0947\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<br>\ud83d\udc49 Direct owners, agents \u0914\u0930 builders \u0938\u0947 connect \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/p>\n\n\n\n<p>\u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u091a\u094d\u091b\u0940 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u092e\u093f\u0932\u0928\u0947 \u0915\u0947 chances \u092c\u0922\u093c \u091c\u093e\u0924\u0947 \u0939\u0948\u0902<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9D%93_FAQs_%E2%80%93_Sabse_Sasta_Home_Loan\"><\/span>\u2753 FAQs \u2013 Sabse Sasta Home Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q1_Sabse_sasta_home_loan_kiska_hai\"><\/span>Q1. Sabse sasta home loan kiska hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 SBI \u0914\u0930 Bank of Baroda \u0938\u092c\u0938\u0947 \u0915\u092e interest \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0906\u092a\u0915\u0947 CIBIL score \u092a\u0930 depend \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q2_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_private_bank_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_loan_%E0%A4%A6%E0%A5%87%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span>Q2. \u0915\u094d\u092f\u093e private bank \u0938\u0938\u094d\u0924\u093e loan \u0926\u0947\u0924\u0947 \u0939\u0948\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 \u0928\u0939\u0940\u0902, \u091c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 cases \u092e\u0947\u0902 government banks \u0938\u0938\u094d\u0924\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q3_%E0%A4%B8%E0%A4%AC%E0%A4%B8%E0%A5%87_%E0%A4%B8%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%AE_%E0%A4%B2%E0%A5%8B%E0%A4%A8_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%B2%E0%A5%87%E0%A4%82\"><\/span>Q3. \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0938\u0947 \u0932\u0947\u0902?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 \u0905\u0917\u0930 \u0906\u092a\u0915\u093e CIBIL score \u0905\u091a\u094d\u091b\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u091c\u094d\u092f\u093e\u0926\u093e down payment \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u0906\u092a\u0915\u094b \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q4_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_floating_rate_%E0%A4%B8%E0%A4%B9%E0%A5%80_%E0%A4%B9%E0%A5%88\"><\/span>Q4. \u0915\u094d\u092f\u093e floating rate \u0938\u0939\u0940 \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud83d\udc49 \u0939\u093e\u0902, long-term \u092e\u0947\u0902 floating rate \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u0938\u094d\u0924\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%81_%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7_Conclusion\"><\/span>\ud83c\udfc1 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 (Conclusion)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u0938\u091a \u092e\u0947\u0902 \u091c\u093e\u0928\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f <strong>Sabse Sasta Home Loan<\/strong> \u0915\u0948\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u093e, \u0924\u094b \u0938\u093f\u0930\u094d\u092b interest rate \u092a\u0930 \u092e\u0924 \u091c\u093e\u090f\u0902\u0964<\/p>\n\n\n\n<p>\ud83d\udc49 \u0939\u092e\u0947\u0936\u093e total cost \u0926\u0947\u0916\u0947\u0902<br>\ud83d\udc49 Different banks compare \u0915\u0930\u0947\u0902<br>\ud83d\udc49 \u0905\u092a\u0928\u093e CIBIL score improve \u0915\u0930\u0947\u0902<\/p>\n\n\n\n<p><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">\u2714\ufe0f \u0924\u092d\u0940 \u0906\u092a\u0915\u094b \u092e\u093f\u0932\u0947\u0917\u093e \u0938\u0939\u0940 \u0914\u0930\u00a0<strong>\u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e home loan<\/strong>.<\/span> \u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0915\u094b\u0908 \u0938\u0935\u093e\u0932 \u0939\u0948 \u0924\u094b \u0939\u092e\u0947\u0902 \u0915\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u092a\u0942\u091b\u0947\u0902, \u0939\u092e \u0906\u092a\u0915\u0947 \u0938\u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u091c\u0935\u093e\u092c \u0926\u0947\u0928\u0947 \u0915\u0940 \u092a\u0942\u0930\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0947\u0902\u0917\u0947. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0939\u0930 \u0907\u0902\u0938\u093e\u0928 \u0915\u093e \u0938\u092a\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0938\u0915\u093e \u0905\u092a\u0928\u093e \u0938\u092a\u0928\u094b\u0902 \u0915\u093e \u0918\u0930 \u0939\u094b\u0964 \u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0932 \u0926\u0930 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":187,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[15],"tags":[30],"class_list":["post-183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-sabse-sasta-home-loan-kiska-hai"],"_links":{"self":[{"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/posts\/183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/comments?post=183"}],"version-history":[{"count":3,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/posts\/183\/revisions"}],"predecessor-version":[{"id":188,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/posts\/183\/revisions\/188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/media\/187"}],"wp:attachment":[{"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/media?parent=183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/categories?post=183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/famenest.com\/blog\/wp-json\/wp\/v2\/tags?post=183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}