Borrowing money from Cash App can be a quick and convenient option for small amounts, but it's important to understand the eligibility requirements and terms before proceeding. “How to Borrow Money from Cash App?” Borrowing from Cash App is not everyone is eligible, Cash App considers factors like your Cash App usage history, direct deposit activity, and creditworthiness to determine eligibility. You must be at least 18 years old to use Borrow and The Borrow feature is not available in all states.